Realty with JP
Call Jerry

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,126$168,126$251,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$83,784$0
Funding fee$841$841$0
Note rate3.720%3.720%7.400%
Blended rate3.720%5.476%7.640%
1st payment$895.14$895.14$1,744.17
2nd payment$0.00$628.38$0.00
Taxes / mo$95.25$95.25$95.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,140.39$1,768.78$2,039.81
Cash to close$111,774$27,990$27,990