Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$864,778$864,778$967,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$102,722$0
Funding fee$4,324$4,324$0
Note rate6.670%6.670%7.400%
Blended rate6.670%6.811%7.640%
1st payment$5,782.59$5,782.59$6,698.77
2nd payment$0.00$684.82$0.00
Taxes / mo$298.50$298.50$298.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.50
HOA / mo$132.00$132.00$132.00
Total monthly$6,429.75$7,114.57$7,539.44
Cash to close$210,222$107,500$107,500