Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,940$342,940$368,999
Remaining term (yrs)24.724.730.0
Secondary amount$0$26,059$0
Funding fee$1,600$1,600$0
Note rate2.500%2.500%7.400%
Blended rate2.500%2.990%7.640%
1st payment$1,442.19$1,442.19$2,554.88
2nd payment$0.00$195.44$0.00
Taxes / mo$91.08$91.08$91.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,683.27$1,878.72$2,869.76
Cash to close$67,059$41,000$41,000