Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$235,205$235,205$384,300
Remaining term (yrs)22.522.530.0
Secondary amount$0$149,095$0
Funding fee$0$0$0
Note rate4.370%4.370%7.400%
Blended rate5.220%6.299%7.640%
1st payment$1,366.96$1,366.96$2,660.82
2nd payment$0.00$993.97$0.00
Taxes / mo$146.58$146.58$146.58
Insurance / mo$150.00$150.00$150.00
MI / mo$194.05$194.05$76.86
HOA / mo$99.00$99.00$99.00
Total monthly$1,956.59$2,950.56$3,133.26
Cash to close$191,795$42,700$42,700