Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$990,454$990,454$967,499
Remaining term (yrs)29.529.530.0
Secondary amount$0$30,796$0
Funding fee$4,952$4,952$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.662%7.640%
1st payment$6,289.08$6,289.08$6,698.77
2nd payment$0.00$304.75$0.00
Taxes / mo$112.25$112.25$112.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.50
HOA / mo$0.00$0.00$0.00
Total monthly$6,617.99$6,922.74$7,221.18
Cash to close$84,545$53,750$107,500