Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$144,909$144,909$281,250
Remaining term (yrs)19.519.530.0
Secondary amount$0$136,341$0
Funding fee$725$725$0
Note rate3.710%3.710%7.400%
Blended rate3.710%5.790%7.640%
1st payment$865.93$865.93$1,947.32
2nd payment$0.00$908.94$0.00
Taxes / mo$175.25$175.25$175.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.25
HOA / mo$147.00$147.00$147.00
Total monthly$1,338.18$2,247.13$2,475.82
Cash to close$167,591$31,250$31,250