Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,762$172,762$517,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$344,738$0
Funding fee$864$864$0
Note rate2.960%2.960%7.400%
Blended rate2.960%6.151%7.640%
1st payment$819.37$819.37$3,583.07
2nd payment$0.00$2,226.43$0.00
Taxes / mo$289.58$289.58$289.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$58.17$58.17$58.17
Total monthly$1,333.79$3,560.22$4,200.99
Cash to close$402,238$57,500$57,500