Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,652$372,652$697,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$324,848$0
Funding fee$1,863$1,863$0
Note rate6.180%6.180%7.400%
Blended rate6.180%6.911%7.640%
1st payment$2,297.85$2,297.85$4,829.35
2nd payment$0.00$2,097.98$0.00
Taxes / mo$257.83$257.83$257.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$146.75$146.75$146.75
Total monthly$2,919.10$5,017.07$5,590.10
Cash to close$402,348$77,500$77,500