Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,169$373,169$602,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$228,931$0
Funding fee$1,866$1,866$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.633%7.640%
1st payment$1,748.61$1,748.61$4,168.82
2nd payment$0.00$1,478.51$0.00
Taxes / mo$230.58$230.58$230.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.42
HOA / mo$315.00$315.00$315.00
Total monthly$2,460.86$3,939.38$5,001.49
Cash to close$295,831$66,900$66,900