Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,091,934$1,091,934$1,259,100
Remaining term (yrs)29.529.530.0
Secondary amount$0$167,166$0
Funding fee$5,460$5,460$0
Note rate5.250%5.250%7.400%
Blended rate5.250%5.615%7.640%
1st payment$6,057.67$6,057.67$8,717.75
2nd payment$0.00$1,114.44$0.00
Taxes / mo$221.83$221.83$221.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.82
HOA / mo$175.00$175.00$175.00
Total monthly$6,671.17$7,785.62$9,583.07
Cash to close$307,066$139,900$139,900