Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$248,627$248,627$301,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$52,873$0
Funding fee$1,243$1,243$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.953%7.640%
1st payment$1,158.30$1,158.30$2,087.53
2nd payment$0.00$396.55$0.00
Taxes / mo$134.92$134.92$134.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$14.33$14.33$14.33
Total monthly$1,457.54$1,854.09$2,447.07
Cash to close$86,373$33,500$33,500