Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,341$183,341$225,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$41,659$0
Funding fee$917$917$0
Note rate2.370%2.370%7.400%
Blended rate2.370%3.598%7.640%
1st payment$802.73$802.73$1,557.85
2nd payment$0.00$312.44$0.00
Taxes / mo$53.75$53.75$53.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,006.48$1,318.92$1,806.60
Cash to close$66,659$25,000$25,000