Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$240,011$240,011$292,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$52,489$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.676%7.640%
1st payment$1,149.74$1,149.74$2,025.21
2nd payment$0.00$393.67$0.00
Taxes / mo$114.08$114.08$114.08
Insurance / mo$150.00$150.00$150.00
MI / mo$196.16$196.16$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,609.98$2,003.65$2,347.79
Cash to close$84,989$32,500$32,500