Realty with JP
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$101,393$101,393$220,500
Remaining term (yrs)22.022.030.0
Secondary amount$0$119,107$0
Funding fee$507$507$0
Note rate4.510%4.510%7.400%
Blended rate4.510%6.395%7.640%
1st payment$604.93$604.93$1,526.70
2nd payment$0.00$794.04$0.00
Taxes / mo$77.67$77.67$77.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$321.00$321.00$321.00
Total monthly$1,153.60$1,947.64$2,119.46
Cash to close$143,607$24,500$24,500